As a homeowner, it is important to protect yourself and your property from the unexpected. Here at iM Mortgages, we can help you source the protection you need so that you can sleep soundly every night. However, deciding which type of financial protection you need can be confusing, and that is where we will provide you with impartial advice so that you spend your money on the right plans and policies.
If you have dependents that would need financial support should you no longer be there, you need to arrange life insurance. There are many different life insurance companies, and we can work with you to find the right insurer and the right level of cover so that your loved ones are covered if the worst should happen.
Accident, Sickness and Unemployment
If you want to protect your income against illness, redundancy, or unexpected injuries, then income protection may be the right choice. We can help you organise a short term policy that will pay you a specific amount each month to keep up to date on all your outgoings without worry. Just let us know how long you need cover for, and we will source a range of options for you to choose from.
Critical Illness Cover
If you are worried about the threat of critical illness, then critical illness cover may be the right option. Should you be diagnosed with a life-changing condition or illness, then your policy will pay you a lump sum to be used as you see fit. Let us find you the right deal at a competitive price.
A further option available to you is Income Protection. This offers a longer term solution if you are unable to work due to an accident or illness. For some people having time off work can be very detrimental to their finances. If you are self-employed, you will not be able to claim statutory sick pay and so if you need to have a prolonged time off work because you have been injured or are too unwell to work, you may not be able to meet your financial commitments. Equally, if you are employed but your employer does not provide sick pay, or the rates of sick pay are not sufficient to pay your bills, having an accident or illness could be devastating.
Investing in an ongoing income protection policy will provide you with financial support when you need it the most by ensuring you receive regular payments to help cover your financial commitments. With so many to choose from, we can source an affordable solution so that you do not need to worry about covering your financial commitments.
Why Choose Us to Organise Your Protection?
Rather than organising your own protection policies, let us handle it for you. We have access to a comprehensive range of competitive market rates and can get the right prices on your behalf so that you get the cover you need without paying more than you can afford.
Get In Touch Today
If you want to explore the different protection policies available or know precisely what you want, then get in touch with us. We will search the market for deals so that you can get the right deal without paying more than you need to.
We are a knowledgeable and friendly team who will do our utmost to find you a range of options to choose from so that you can move forward with confidence. Not only do we provide telephone consultations, but we are also able to make in-person appointments or schedule online meetings so that you can get hold of us in a way that best suits you. Reach out to us today and take the first step in getting the protection you need – we cannot wait to support you.
Why Choose Us?
We provide our services to suit you, whether face to face, telephone or email
Full market mortgage finder
We search the whole market to ensure we find the right mortgage for you
Client for life philosophy
We continue to monitor the market place and will keep you updated on opportunities
Online secure Client Portal
We provide access to your own Client Portal for secure messages and document uploads
The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK
Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority
iM Mortgages is a trading style of Mohammed Imran Mirza, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. FCA Reference 935986.
Our Typical fee is £499 and only payable on receipt of a successful offer.
Conveyancing is not regulated by the Financial Conduct Authority.