Finding the right mortgage solution can be a challenge, and understanding the various options is confusing – that is where we come in! At iM Mortgages, we work hard to help you understand the range of available options and the requirements that you need to adhere to progress your application.
Seeing You As a Person
We know how confusing it can be to find the right mortgage for your circumstances and pride ourselves on seeing you as the individual you are. We will work with you to understand your situation and then provide you with bespoke advice and direction so that you get the right mortgage.
We always provide a range of options to focus your energies on choosing an affordable offer even if rates increase as time goes on. Ultimately, our goal is not to find you a quick solution but to find the right solution so that you can enjoy your new property with the least amount of stress and pressure.
How Much Can I Borrow?
One of the most common questions we get asked is how much a client can borrow. While every application is assessed on its own merits, the general rule is that a single person can borrow three to four and a half times of their annual salary and a couple can borrow around two and a half times of their combined income.
If you want to get a specific borrowing figure, then the best way forward is to speak to one of our friendly team. As a dedicated mortgage broker, we can search the market for competitive deals for you to achieve great value for money and borrowing potential without having to negotiate or contact a range of lenders.
Can You Help Me?
Many of our clients feel worried that their circumstances mean that they will not get the mortgage they need. We take great pride in helping people from all walks of life and can support you to get a mortgage no matter if you:
- Are a first-time buyer
- Are concerned about your credit history
- Are a landlord
- Are moving home
- Want to use the Help to Buy Scheme
- Want to consolidate your debts
- Want to make home improvements
- Want to let-to-buy
We will even help you to remortgage if you want. No matter your circumstances, we can help you find the right solution with the least fuss and hassle – with iM Mortgages, you can look forward to excellent service.
Why Choose iM Mortgages
In addition to being an outstanding mortgage broker, we also have a range of great qualities that make us the right choice for you:
- We offer personalised advice that is based upon your situation
- We source mortgages from across the market rather than just a couple of lenders
- We are here for you even after your mortgage has been organised and will give you a lifetime of support, updating you on new opportunities
- We are easy to contact on the phone, in-person and online, and we offer a secure online portal for you to upload documents and receive messages to fit in with your availability.
Connect With Us Today
If you want to find out more or get some of your mortgage questions answered, then connect with us today. We cannot wait to get to know you and help you with your mortgage needs.
Research The Market
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Call us on 07539 427337 or send us an email at email@example.com if you would like to find out more.
Think carefully about securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
Why Choose Us?
We provide our services to suit you, whether face to face, telephone or email
Full market mortgage finder
We search the whole market to ensure we find the right mortgage for you
Client for life philosophy
We continue to monitor the market place and will keep you updated on opportunities
Online secure Client Portal
We provide access to your own Client Portal for secure messages and document uploads
The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK
Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority
iM Mortgages is a trading style of Mohammed Imran Mirza, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. FCA Reference 935986.
Our Typical fee is £499 and only payable on receipt of a successful offer.
Conveyancing is not regulated by the Financial Conduct Authority.