Mortgages

iM Mortgages / Mortgages

Email us enquiries@immortgages.co.uk
Call us 0121 240 7206

Mortgages

Finding the right mortgage solution can be a challenge, and understanding the various options is confusing – that is where we come in! At iM Mortgages, we work hard to help you understand the range of available options and the requirements that you need to adhere to progress your application.

Seeing You As a Person

We know how confusing it can be to find the right mortgage for your circumstances and pride ourselves on seeing you as the individual you are. We will work with you to understand your situation and then provide you with bespoke advice and direction so that you get the right mortgage.

We always provide a range of options to focus your energies on choosing an affordable offer even if rates increase as time goes on. Ultimately, our goal is not to find you a quick solution but to find the right solution so that you can enjoy your new property with the least amount of stress and pressure.

How Much Can I Borrow?

One of the most common questions we get asked is how much a client can borrow. While every application is assessed on its own merits, the general rule is that a single person can borrow three to four and a half times of their annual salary and a couple can borrow around two and a half times of their combined income.

If you want to get a specific borrowing figure, then the best way forward is to speak to one of our friendly team. As a dedicated mortgage broker, we can search the market for competitive deals for you to achieve great value for money and borrowing potential without having to negotiate or contact a range of lenders.

Can You Help Me?

Many of our clients feel worried that their circumstances mean that they will not get the mortgage they need. We take great pride in helping people from all walks of life and can support you to get a mortgage no matter if you:

  • Are a first-time buyer
  • Are concerned about your credit history
  • Are a landlord
  • Are moving home
  • Want to use the Help to Buy Scheme
  • Want to consolidate your debts
  • Want to make home improvements
  • Want to let-to-buy

We will even help you to remortgage if you want. No matter your circumstances, we can help you find the right solution with the least fuss and hassle – with iM Mortgages, you can look forward to excellent service.

Why Choose iM Mortgages

In addition to being an outstanding mortgage broker, we also have a range of great qualities that make us the right choice for you:

  • We offer personalised advice that is based upon your situation
  • We source mortgages from across the market rather than just a couple of lenders
  • We are here for you even after your mortgage has been organised and will give you a lifetime of support, updating you on new opportunities
  • We are easy to contact on the phone, in-person and online, and we offer a secure online portal for you to upload documents and receive messages to fit in with your availability.

Connect With Us Today

If you want to find out more or get some of your mortgage questions answered, then connect with us today. We cannot wait to get to know you and help you with your mortgage needs.

Research The Market


Enter some basic information below and use our Mortgage Finder to research mortgage deals to suit you.

Call us on 07539 427337 or send us an email at enquiries@immortgages.co.uk if you would like to find out more.

Think carefully about securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

Why Choose Us?


Our clients choose to trust us over the competition because of the way we conduct our business.

Individual advice

We provide our services to suit you, whether face to face, telephone or email

Full market mortgage finder

We search the whole market to ensure we find the right mortgage for you

Client for life philosophy

We continue to monitor the market place and will keep you updated on opportunities

Online secure Client Portal

We provide access to your own Client Portal for secure messages and document uploads

Your home may be repossessed if you do not keep up repayments on your mortgage!

 

Think carefully about securing other debts against your home. Your home may be repossessed if you do not keep up with repayments on your mortgage or any other debts secured on it.

iM Mortgages Ltd is an Appointed Representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority, details of which can be found at www.fca.co.uk under FCA Reference 935986.

iM Mortgages Ltd is registered in England and Wales registration number: 13270697 Registered office Seven Stars House Seven Stars Industrial Estate, 1 Wheler Road, Coventry, West Midlands, England, CV3 4LB.

Some forms of Buy to Let mortgages are not regulated by the FCA.

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.