iM Mortgages / Insurance

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Here at iM mortgages we know that being a homeowner is a big responsibility! Insuring your property is not only a wise move but can be a formal requirement if you have a mortgage. Working out what insurance you need and who to get it from can be hard, especially with the wide range of prices that you will be quoted. Choosing a brokerage like ours is a great way to get the right insurance at the right price without having to spend hours of your time searching online and contacting different providers.

The Types of Home Insurance Available To You

Many people think that home insurance is just one type of insurance covering your home when the worst happens, but this is not the case. When it comes to insuring your property, you will need to arrange both Buildings Insurance and Contents Insurance.

Buildings Insurance

Buildings Insurance covers the building itself and any fixtures that form part of the building’s fixtures and fittings. This type of insurance covers things like bathrooms, kitchens and any other structures that make up your home, including your garage, shed and even your fences. When you take out this type of insurance, you are generally covered for the loss when damage has been caused by issues such as fire, natural disasters and weather damage.

Contents Insurance

Contents Insurance covers the things you have in your home such as your electrical goods, personal belongings, furniture and even carpets or flooring. To be covered by Contents Insurance, your items cannot be permanently attached to the property. Many people need to claim on this type of insurance when an item is accidentally damaged, lost or stolen, meaning that you will be able to get a replacement or a payment to cover the item's cost should something go wrong with it.

Joint Policy or Separate?

Interestingly, you can choose to purchase Buildings and Contents Insurance as a package or as separate policies depending on what suits you. We recommend opting for the choice that gives you the right value and comprehensive cover rather than deciding beforehand. Our insurance brokerage service gives us access to competitive prices on the market so that we can find you the most suitable value solution that meets your needs.

How We Work

When you contact us to arrange your Buildings and Contents Insurance, we will discuss your needs and the cover levels you are looking for before we begin our search. We aim to find you several options to choose between, and we will explain what each one offers so that you can purchase with confidence, knowing that your home and belongings will be replaceable in the event of a loss.

Let Us Help

Our clients choose us because we are not affiliated with any specific insurance provider – meaning that we can search the entire market to get you the right deal every time. We also take pride in offering truly personalised service and will update you on new offers as time goes on so that you never need to worry about finding the right insurance for your property again. Contact us today via phone, online or in-person so that we can get to work on finding you the right products at competitive rates.

Why Choose Us?

Our clients choose to trust us over the competition because of the way we conduct our business.

Individual advice

We provide our services to suit you, whether face to face, telephone or email

Full market mortgage finder

We search the whole market to ensure we find the right mortgage for you

Client for life philosophy

We continue to monitor the market place and will keep you updated on opportunities

Online secure Client Portal

We provide access to your own Client Portal for secure messages and document uploads

Your home may be repossessed if you do not keep up repayments on your mortgage!

The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK

Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority

iM Mortgages is a trading style of Mohammed Imran Mirza, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. FCA Reference 935986.

Our Typical fee is £499 and only payable on receipt of a successful offer.

Conveyancing is not regulated by the Financial Conduct Authority.